As hurricane season approaches, it's crucial to make sure that that you are prepared. At Maples Connick, we understand that Hurricanes are part of life on the Gulf Coast. We know these storms can wreak havoc on our lives and businesses. While we can’t stop the storms, we can limit the damage by making sure we are prepared.
Here are five quick tips to ensure you're ready for hurricane season.
1. Prepare Your Home
Consider trimming any branches overhanging your home and removing any objects that may fall on your home. If you have shudders, make sure they are functioning. Inspect all drains and pipes to make sure they are functional and clear of debris. If you have any outdoor landscaping or architecture, consider moving objects indoors or anchoring them outside.
2. Inventory Personal Property
Take photographs of your possessions before a storm hits to prove any damage caused by the storm. Photograph your vehicles as well as the interior and exterior of your home and business.
3. Review Insurance Coverage
Review your insurance policies, including homeowners, renters, and flood insurance. Ensure you have adequate coverage to protect your property and belongings in the event of hurricane-related damage or loss. Understand what is covered and what isn't, including deductibles and coverage limits. Consider purchasing additional coverage if necessary, such as windstorm or business interruption insurance, to mitigate potential financial risks. Contact us at Maples Connick if you need any assistance reviewing your policies.
4. Develop an Emergency Plan
Create a comprehensive emergency plan for your family or business that includes evacuation routes, emergency contacts, and a communication strategy. Familiarize yourself with local emergency resources and shelters and stay informed about evacuation orders and weather updates from trusted sources. Don’t forget to think about your pets!
5. Prepare Your Finances
A sudden evacuation can place financial strain on you and your family. It is important to save what you can to make sure you are financially prepared to weather any storm.